Private or employer-sponsored health plans are likely to include preventive vision care for children, but benefits for adults vary. Often, a separate vision insurance plan is needed to cover basic vision care.
Eye exams for disease evaluation and prescription medication for eye-related medical conditions, such as glaucoma, diabetic retinopathy, and eye infections, are covered under your standard health insurance plan.
For routine eye exams, eyeglasses, and contact lenses, adults typically need to purchase a separate vision insurance plan.
These separate, supplemental plans cover routine eye exams and provide an allowance or discount on eyewear for an additional monthly premium.
Cosmetic or elective vision services such as Lasik or Botox typically are not covered.
To learn what eye care services your health insurance plan covers:
More about how eye care is covered by each type of insurance.
