Understanding Insurance Benefits for Eye Care

Many people find eye care coverage confusing because of the distinctions between vision insurance and medical insurance. We’re here to help you better understand how insurance may relate to your specific eye health needs. Please note that this guidance is general. Always review your plan carefully to understand your individual benefits.

How can I access Eye Care?

There are many reasons you may need eye care. You may need an eye exam for prescription eyeglasses or contact lenses. You may need treatment for an eye disease or eye condition, an exam to diagnose symptoms you may be experiencing, or an eye exam at regular intervals as suggested by your doctor. You may need medicine for your eyes or want cosmetic or elective eye treatments. How you access and pay for eye and vision care will depend on the type of insurance coverage you have and how well you understand these vision and eye care benefits.

Let’s explore the common vision health services covered by each type of insurance.